Payment Card Industry Data Security Standard Compliance

Widely recognized credit acceptance solutions — configured, adaptable and ready to process purchases.

Through our bank partners, we offer some of the most flexible credit acceptance options in the industry, enabling thousands of merchants nationwide access to a variety of point-of-sale (POS) solutions. We process most major credit and debit cards, including VISA®, MasterCard®, American Express®, Discover® Network, Diners Club® and JCB®.

We offer flexible billing options, including combining Visa, MasterCard and Discover Network transactions on one statement with one rate*. This combination simplifies your reconciliation and helps you manage your money. In addition, we provide a full-service help desk and outstanding customer service support.

The Opportunity:

If you don’t accept credit cards, you not only limit your sales opportunities, you limit your ability to offer the new payment options that are continually being presented to consumers. Bottom line, if you don’t accept credit, your customer base will find the merchants that do.

The Solution:

Our solutions bring value to our merchants by helping meet the need to generate more revenue, save time and improve efficiency.

By accepting credit as a payment option, you attract customers who prefer to pay by credit card, increase the average size of each sale and position yourself to implement future payment options as they become available.

Here’s How It Works:

For our Credit Acceptance subscribers, our highly trained staff will assist you in implementing your POS equipment, so you can start accepting credit and signature debit cards. Once your equipment is up and running, place signage on your store entrance and at the register to inform your customers that credit and signature debit cards are welcome.

Help Your Business:

• Offer customers a greater range of choices in making payments
• Improve cash flow
• Increase sales through the higher average tickets associated with credit cards
• Save valuable counter space
• Simplify daily and monthly deposit reconciliation processes
• Consolidate and automate electronic deposits to your accounts
• Help minimize exposure to fraud losses
• Receive Discover Network transactions on one statement at the same great rate as other major credit cards you accept*

Help Your Customers:

• Choose from multiple methods of payment at the point-of-sale
• Buy what they need without being limited by cash on hand
• Take comfort in knowing payments are fast and reliable

Features:

• Flexible product and pricing options to best meet specific merchant needs
• Combined reporting and statements for each payment type
• Consolidated, automatic, electronic deposits to merchant accounts for all payment types
• Risk management programs to help minimize business owner exposure to fraud losses

*Our rates and the structure of fees quoted will be the same as certain major credit cards you already accept. The total cost for a particular transaction depends on how a transaction qualifies for certain interchange categories. Other rates and fees apply.